Owing a holiday villa is a dream. Not only are you getting a villa in a place that you love to go to but you can holiday any time you want throughout the year and not have to worry about finding a hotel to stay in. Indeed, many people split their time half and half between the two places meaning that they enjoy a very comfortable lifestyle in the process. However, what about insuring your holiday villa and is the insurance any different than insuring a normal house?
What you need to remember is that most people will have a holiday villa so that they can go there at certain times of the year and if they do not rent it out when they are not there then it will be the case that it is going to be unoccupied for large amounts of time. So the insurance companies certainly bear this in mind when they are trying to work out of a quote to insure you. However the fundamentals of the policies are still going to be very similar. You are obviously going to need a contents insurance policy as this is required for any property. This will cover everything that is inside the property itself – things such as furniture, valuables etc… – however you will also need a building insurance cover to protect the actual building itself.
Looking online with places like Insuremyvilla.co.uk and you will quickly notice that the internet is the best way in which you can get this villa insurance. Essentially it is much easy to find insurance that is tailored towards villas on the internet than it will be anywhere else and if you manage to find the right company to insure you then you can leave your villa safe in the knowledge that it is well protected due to your insurance policy.